A Complete Financial Strategy

                                                                   Kaiser 3-in-1 Savings Plan 

HEALTHCARE

to provide you healthcare when you retire or when you stop working (someone to take care of you when you get old). How comfortable is your health care situation after age 60, depends on a decision you make today.

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INVESTMENT

to generate continuing income for you when you retire (Letting Money Work For You - Passive Income)

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INCOME PROTECTION/LIFE INSURANCE

 to protect your family if you die to soon---life insurance protection can help you replace your income, help finance your children’s education, pay estate tax, pay debts, etc. instantly (life insurance is instant money)

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EMERGENCY FUNDS

money you can use for any emergency once the policy matures

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Did you know You can start for as low as 88 Pesos per day or 2,647 per month (depends on age)

Only 7 years of investing and you will have the benefits of:

1.) Long Term Healthcare

2.) Life Protection

3.) Investment

4.) Emergency Fund

If you're in age 20-25 years old, @ PHP 2647/month for only 7 years you will have more than PHP 2M at age 60!

WHY WE NEED KAISER LONG-TERM HEALTHCARE?

Think about this?

  •  Medical costs doubles every 5-7 years.
  • A lot of sick people die not because there is no medicine but because of no money.
  • A majority of Filipinos don’t save money for future healthcare needs.
  • You cannot bring with you the healthcare benefits provided by your company when you retire or resign.
  • No traditional healthcare company covers ages 61 and up.
  • Most people rely on their children, or sell properties, or borrow money for their medical needs during retirement.
  • Majority of Personal Bankruptcy is due to Medical Crisis.

DIFFERENCE BETWEEN SHORT-TERM AND LONG-TERM HEALTHCARE